Step 1

Your first step is to enroll in Original Medicare, Parts A & B.
This is done through Social Security. You can call them at 1-800-772-1213, use their website at https://www.ssa.gov/, or walk into a local Social Security office to enroll in Medicare

Some people get Part A and Part B automatically:
If you’re already getting benefits from Social Security or the Railroad Retirement Board (RRB), you will automatically be enrolled in Original Medicare (Part A and Part B) starting the first day of the month you turn 65.

If You Are 65 and Not Getting Social Security or RRB:
If you’re not already getting benefits, you should contact Social Security about three months before your 65th birthday to enroll in Medicare. You should sign up for Medicare even if you don’t plan to retire at age 65. You may delay Part B if you will continue medical insurance coverage through a current employer’s group health plan. Once you retire (or lose your employer plan), you will have a special election period to enroll in Part B. As long as you maintain creditable coverage through your employer, you will not incur a Late Enrollment Penalty.